Can I Buy a Home Before My Lease Is Up?
Discover how to buy your first home in Phoenix, Scottsdale, or Maricopa County — even before your lease ends. Get tips on breaking a lease, timing your closing, rent vs. buy, and low-down-payment prog... ...more
Phoenix & Scottsdale First-Time Homebuyer Tips
August 18, 2025•3 min read
Does Pulling My Credit Hurt My Score When Applying for a Mortgage in Phoenix or Scottsdale?
Phoenix & Scottsdale buyers — learn how mortgage credit pulls work, why multiple inquiries don’t always hurt your score, and how to get a free soft pull today. ...more
Mortgage Credit Pulls
August 16, 2025•3 min read
Rent vs Buy in Maricopa County: Is It Cheaper to Own in Scottsdale or Phoenix?
Tired of rent hikes in Maricopa County? Discover if buying in Scottsdale, Phoenix, or nearby could save you money and build your equity. ...more
rent-vs-buy-maricopa
August 14, 2025•1 min read
How One Homeowner Used His Equity to Eliminate High-Interest Business Debt (And How You Can Too)
Learn how one homeowner used a bank statement loan and home equity to pay off high-interest business debt—and how you can too. Perfect for self-employed homeowners seeking cash flow relief. ...more
HELOC
July 28, 2025•4 min read
Is It Still Smart to Buy a Home in Maricopa County with Today’s High Interest Rates? Yes—If You Use This Strategy
Think interest rates are too high to buy a home? Think again. There’s a strategy smart buyers are using right now to keep payments low while still locking in the home they want. ...more
RATE BUY DOWN
July 23, 2025•3 min read
From Diploma to Door Keys: How a New Grad Bought a Home in Phoenix with Just 1% Down
A first-time grad bought a home with just 1% down—here’s how they did it. Get the full story, plus tips for making homeownership possible even if you're just starting out. ...more
Low Down Payment
July 22, 2025•4 min read
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Virginia Fargo
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4401 Hazel Ave, Ste 135, Fair Oaks, CA 95628
Empire Home Loans 1839243
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